In the world of smartphones, everything is now in your hands. You just have to tap, and you will get what you want. Android has come up with a fantastic service to make our lives simple and to reduce our costs in many aspects. Like Apple Pay, now Android also brings the Android Pay service. It’s a Tap. Pay. Done. Service that is only for U.S. resident users.
How it works
Now, you don’t need a wallet or debit or credit card. All you need is an Android phone with Android Pay. You don’t need to open an app to pay. With Android Pay, unlock your phone and place it near a contactless terminal, and you are done. That is why it is a tap-and-pay service.
Services by Android Pay
Android Pay offers you a straightforward and secure way to pay. It will provide many simple but valuable services, such as efficiently storing gift and loyalty cards. You can pay with your Android phone. At the start, Android Pay covers over one million locations across the U.S.
You can also track all the payment activities. Whenever a purchase will be made, you will receive a payment confirmation. Payment confirmation will show you all the required details, e.g., the place where the transaction was made, and the merchant’s name and number will be sent. In this way, you can track your payments 24/7.
Android Pay also offers you loyalty points. When you tap at select merchants, these loyalty points and offers will automatically apply at checkout.
Support
Android Pay works with all NFC-enabled devices and is compatible with KitKat 4.4 and onward. It is not compelled by any particular mobile carrier and works with all mobile carriers. Android Pay will support debit and credit cards from four major payment networks: American Express, Discover, MasterCard, and Visa.
You can add your cards from any participating bank: American Express, Bank of America, Discover, Navy Federal Credit Union, PNC, Regions Bank, USAA, and U.S. Bank. A few more will be added soon: Capital One, Citi, and Wells Fargo.
Security
To keep your card information safe, your actual debit or credit card number will not be sent to the merchant while you are making a purchase. Instead, Android Pay uses a virtual account number to represent your account information, which provides an extra layer of security. So you don’t need to worry about your card details.
If you lose your phone, you don’t need to worry. To lock your device, you can use Android Device Manager. It will instantly lock your device from anywhere. You can assign a new password or even wipe your device clean of your personal information.
Stores and Apps
Android Pay is facilitating you with more than one million stores. You can find a few of them below.
Many more stores are on the list, and we are still adding more. Android Pay is also adding thousands of Android apps. However, in apps, purchases through Android Pay are not available right now. The following apps will be added soon.
Setup
It’s just a three-step process to set up Android Pay.
Step 1: If you have an Android phone, Android Pay will most likely be preloaded on your device. If it’s not there, you can download this app from the Google Play Store.
Step 2: If you already have your card in your Google account, you can add it to Android Pay. This will require a few confirmation steps. If your Google account has not been activated, you can add a new card from any of the participating banks mentioned above.
Step 3: Now, you are all good. Visit the stores and use Android Pay, which accepts contactless payments.
Android Pay is straightforward to use. Just choose an Android phone, add your debit or credit card information, and you’re good to go. Now, enjoy fast, easy, and simple purchasing with Android Pay.
Source: Android
